Interesting Articles

inSite issues a FREE basic financial literacy article for interested clients on a monthly basis.
Retiring soon? It pays to think ahead

Thinking about retirement can be overwhelming at times, especially when it comes to picking an annuity (pension) that is right for you. We take a look at the things you need to consider.
How to gain financial independence as a young adult

One’s first payday marks the first day towards becoming a financially independent adult. Here are four ‘getting real’ tips new employees need to consider while holding that payslip.
Living to be 100 - How to keep your finances on track

People are living longer. And while this can be a gift, it does pose some risks when it comes to saving enough for retirement. 
It's time for a mid-year money check-up

It is time to give yourself a money check-up, create a mid-year budget, and make some necessary financial adjustments.
 


Think twice before raiding your retirement

Early withdrawal from your retirement fund might sound tempting, but here is how it could cost you.




South Africa has been downgraded. How should you react?

Find out what to do, and what NOT to do, in our latest helpful article.

How are you affected by SA's budget?

Finance Minister Pravin Gordhan delivered a hard-hitting message to all South Africans in his 2017 budget speech, warning of tough financial times ahead. We have a look at some of the announcements.

How to manage your parental pocket

The world is an expensive place to live in, and raising a child makes managing your money even harder. We’ve listed some advice for keeping your budget in line while still enjoying life with your kids.

Make the most of the ways you can make money

What would you do if you lost your job? There are ways to make sure that you and your family don’t suffer financially. We share some ideas on how you can have multiple incomes.

Perfect planning for the holidays on a budget

There’s nothing that ruins the mood of a good holiday like having to count every cent you spend. Planning can go a long way. Here's how to plan a perfect holiday budget.

The upside of downsizing – embrace freedom and flexibility

How to live a simpler life within simpler means. The less your monthly expenses become, the more you are saving for your future after retirement.

Where there's a Will there's a way

Create your own certainties in life by keeping your Will updated. Find out what you need to know.

It’s how you play the game that counts

How to set financial goals and strive for your own Olympic gold medal. 

Drop, cover and hold on. Your Brexit safety guide.

How to keep your money safe until the Brexit dust settles.

 

Time to set your half-year savings resolutions!

We’re halfway through the year, but are you halfway to your 2016 savings goals?

Manage your money. Look forward to your future!

How to get into the habit of planning ahead and making sure that your financial future is sweet. 

Junk status? What does it mean?

We've been hearing a lot about South Africa's credit rating– but do you know what it really means?
How are you affected by SA's budget?

Here's a simple summary of what goes up, what goes down, and what stays the same.
Know thyself

It helps to be aware of your personal strengths and weaknesses when deciding on an investment strategy.
Don't let the markets get you down

They do bounce back eventually, so think long term and you will breathe easier.
Moving to a new employer? 

Make the right decision with your hard-earned savings!
Are you well preserved?

There are a number of good reasons for keeping your savings intact no matter what.
Are you prepared?

What should you do to make sure you're ready for retirement? Find out here.
TAX UPDATE

Tax directives at withdrawal are not reversible! Find out what this means, and what you need to do about it.

Because bad advice can be worse than none at all

So don't take chances with your finances! Here's how to make sure you select a reliable advisor.
Build today. Benefit tomorrow.

It doesn't have to be hard to secure your future. There are a few simple tips you can follow to free up your finances.
Don't get bitten by a loan shark!

The long-term misery is NOT worth the short-term reward of quick and shady loans.

Find out how much you spend if you buy on credit: How much will that item really cost?
Money and relationships

If you and your partner have differing relationships with money, it is important to discuss your expectations, as not doing so might lead to unhappiness.

Try our calculators: Financial Likeness and Money Relationship with Partner
A brand new way to save

The new tax-free savings accounts are a great way to supplement your retirement savings. Find out more about how they work in this article.
Which parts of the national budget affect you directly?

Find out in our easy-to-follow, graphic breakdown of the highlights.
Don't deflate your bank account!

It's always a good time to save, and to create better spending habits. Find out how and why in our great new article.
Making the right choices from the start

If you're just beginning your career, being financially responsible may not be on your list of priorities. Read our article to find out why you should be considering your future right now.
Dealing with debt in December

If you do have debt that you’re worried about, there are ways to keep it in check, and eventually get rid of it completely. Find out more in our last article for 2014.
Retirement Reform: Update

Some things will be changing and some things are going to stay the same for a while yet. Find out what's what in our latest article.
Miraculous, marvellous, compound interest

It was amazing enough to impress Einstein… imagine what it can do for you! Find out how compound interest works – and how to make it work for you.
Shedding light on hidden costs

The third and final of our articles for prospective home-owners deals with the extra costs that may trip you up when you settle on a place to buy. Be informed and avoid nasty surprises.
Preservation How to kill your bond

What a wonderful day when we are finally debt free! And with careful planning, that day might be sooner than you think.
Should you rent or should you buy?

We all want to live in a place that makes us happy. Sometimes, renting can seem like a more comfortable option… but what are the disadvantages? Read our latest article to find out whether you should reconsider your decision and if so, what you need to be aware of.
Brilliant Budgeting!

"A simple fact that is hard to learn is that the time to save money is when you have some."–Joe Moore

Now more than ever, you need to take a more active role in understanding and managing your finances. Budgeting is the easiest way to reduce your expenses and increase your savings. We've even got a helpful budget template ready for you to use: just click here.
Stay safe - stop switching lanes

Trying to time the market is ineffective at best, and usually very risky. Find out how to manage your investments in our latest article.
Retirement Reform changes - what you need to know

You will remember that the Minister of Finance announced proposals in the 2013 Budget Speech
aimed at reforming the retirement industry. These changes will impact all members from 1 March 2015.
How does the annual budget affect you?

Fortunately, it's not all bad news this year. Find out how you will need to readjust your personal finances in light of South Africa's newest budget.

Click here to see a graphic summary of the budget changes
Interest rate up? Don’t let it get you down!

On the 29 January 2014, South African Reserve Bank governor, Gill Marcus, announced that the interest rate would be increasing by 0.5%. What should you be doing to counteract the effects?
Back to school Savings

It’s January and many of us are feeling the pinch as 2014 begins. If you are a parent and your children are heading back to school, there are lots of ways to make this month a little easier on your pocket.

What's New

Retiring soon? The things to consider.
 
4 Tips on how to use your first income wisely.
 

inSite is keeping up with the times by expanding our presence on social media!

 
Take your meetings online. Save Time. Impress Clients. Offline version available.
 
We are always looking for fresh ideas to create powerful messages.
 
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